The Team

Our team is currently made up of eight, qualified by exams as well as experience, all offer fantastic service to our clients.

Emma focuses on the accountancy side of the business as well as overseeing the bookkeeping. Qualified through Association Accounting Technician exams and experience Emma has built up a personal rapport with all of the EJR clients. Emma also oversees the specialist area of Cashier for her Solicitor / Conveyancing clients. Emma’s passion is to provide fantastic personal service to all the EJR clients and to ensure that ethos continues through the team.

In Emma’s spare time she enjoys travelling, yoga, reading, creating art, a spot of gardening and good wine!

Emma Ratcliffe.

Sarah manages a portfolio of clients for their Bookkeeping and Tax needs acting as a direct point of contact with the clients she looks after. Qualified through Association Accounting Technician exams. Sarah’s background was as a successful Financial Advisor before making the change into the bookkeeping and accountancy world.

With a young family to manage Sarah does not get much free time but does enjoy the odd outing to see Gary Barlow and Take That!


Charlotte is an Association of Accounting Technicians qualified senior with a wealth of experience looking after clients for both their bookkeeping and management accounts. With over 13 years experience within bookkeeping including VAT returns, Management accounts and Tax preparation.

Charlotte likes to keep fit in her spare time which is limited as she spends most of her time running around after a young family!


Jane is instrumental in looking after larger clients of EJR, especially in the construction industry. Jane is  qualified through Association of Accounting Technician exams and experience. Jane previously undertook a number of financial roles within Banking before changing her focus into Bookkeeping.

Jane likes to keep fit through running and yoga and enjoys good food, golf and socialising.


Nili is qualified having the full Diploma in the Association of Accounting Technician exams as well as having more than 13 years hand on experience in bookkeeping – particularly understanding CIS and VAT for our clients in the Construction Industry Scheme.


Laura has 15 years experience bookkeeping for a variety of clients as well as being qualified through the Association of Accounting Technicians. Laura provides dedicated support at EJR to a portfolio of bookkeeping clients making sure bookkeeping, VAT returns and CIS returns are all completed on time for our clients.


Hannah has 15 years experience working in customer service, starting in Banking and Wealth Management and spent the last 9 years working as an Accounts Manager. Hannah believes that the most important business ethic is providing excellent service to her clients and brings the same service to EJR.  Experienced in all aspects, including VAT, CIS and cashflow forecasts.

Hannah enjoys socialising with friends and family and her young family keeps her very busy!


Karen supports all of the team, helping us keep up to date with the constant stream of paperwork we process. Karen assists with the bookkeeping, making sure we can respond to the clients as quickly as possible. Which is of course our ethos, to turn around your work within a timescale that you would like.

Karen enjoys walking, baking and gardening in her spare time and the odd sunny afternoon watching cricket!


In our free time we like to help in the community by using our skills and knowledge to help others.

Sarah has previously raised money for cancer research running 5km and 10km. Sarah is currently Treasurer of the PTA of her son’s school which raises money to help the school buy equipment for the children to use.

Emma is currently Treasurer of the Farnham Art Society which has a membership of about.280. Records of an ‘Art Club’ in Farnham survive from the 1860’s however in 1948 James Hockey formed the ‘Farnham Art Society’. This is has been a registered charity since 1987.

Jane supports the national trust with her time monitoring wildlife and reporting her findings back to them.

Hannah supports Cancer research through sponsored charity runs.

Karen is a volunteer at the Phyllis Tuckwell Charity shop in Frimley, helping raise funds for the charity.

EJR Accounting also sponsor Farnham in Bloom every year

Support In the Community